Home Insurance in Anthon, Iowa
Homes in Anthon carry a median value of $101,400 - 45% lower than the Woodbury County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Anthon was built around 1953. About 54% of homes were built before 1960, about 3 points above Woodbury County's 51%.
Housing in Anthon breaks down to 96% single-family homes and 3% mobile or manufactured homes.
36% of owner-occupied homes in Anthon carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Anthon has an owner-occupancy rate of 86% and a vacancy rate of 21%; unoccupied homes typically need a different coverage form.
43% of homes in Anthon are primarily heated with propane. Homes heated with propane and fuel oil can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
What's the biggest home insurance risk near Anthon? FEMA's National Risk Index points to tornado (Relatively High) in Woodbury County and Woodbury County had 199 active NFIP flood policies as of September 2026. See the full Woodbury County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Iowa is $1,342 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $101,400 |
|---|---|
| Median year built | 1953 |
| Owner-occupied share | 86% |
| Share of owner-occupied homes with a mortgage | 36% |
| Top county hazard | Tornado (Relatively High) |
| Active NFIP policies in Woodbury County | 199 |
| Home insurance premium | $1,342 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)