Home Insurance in Leighton, Iowa
Homes in Leighton carry a median value of $126,600 - 20% lower than the Mahaska County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Leighton was built around 1951. About 62% of homes were built before 1960, about 15 points above Mahaska County's 47%.
Housing in Leighton breaks down to 94% single-family homes and 3% apartments in buildings with 5+ units.
In Leighton, about 66% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 80% of occupied homes in Leighton are owner-occupied.
Most homes in Leighton - 83% - are primarily heated with natural gas.
Mahaska County had 15 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is strong wind (Relatively Moderate). See the full Mahaska County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Iowa, the statewide average premium for a standard HO-3 homeowners policy is $1,342 per year (NAIC, 2023 data).
Key figures
| Median home value | $126,600 |
|---|---|
| Median year built | 1951 |
| Owner-occupied share | 80% |
| Share of owner-occupied homes with a mortgage | 66% |
| Top county hazard | Strong Wind (Relatively Moderate) |
| Active NFIP policies in Mahaska County | 15 |
| Home insurance premium | $1,342 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)