Home Insurance in Tiffin, Iowa
The median home value in Tiffin is $338,500, 10% higher than the Johnson County median.
The typical home in Tiffin was built around 2012. About 1% of homes were built before 1960, about 15 points below Johnson County's 17%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In Tiffin, the housing stock is 81% single-family homes and 12% apartments in buildings with 5+ units.
In Tiffin, about 83% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 80% of occupied homes in Tiffin are owner-occupied.
In Tiffin, 60% of homes are primarily heated with natural gas.
FEMA rates Johnson County's overall risk as Relatively Moderate, led by strong wind (Very High). Johnson County had 598 active NFIP flood policies as of September 2026. See the full Johnson County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Iowa is $1,342 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $338,500 |
|---|---|
| Median year built | 2012 |
| Owner-occupied share | 80% |
| Share of owner-occupied homes with a mortgage | 83% |
| Top county hazard | Strong Wind (Very High) |
| Active NFIP policies in Johnson County | 598 |
| Home insurance premium | $1,342 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)