HomeInsuranceQts

Home Insurance in Tabor, Iowa

With a median home value of $204,200, Tabor is 32% higher than the Fremont County median.

Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Tabor was built around 1958. About 51% of homes were built before 1960, about 1 point below Fremont County's 52%.

Housing in Tabor breaks down to 79% single-family homes, 3% apartments in buildings with 5+ units and 3% mobile or manufactured homes. The rest are 2-4 unit or other housing types.

About 66% of owner-occupied homes in Tabor have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.

About 74% of occupied homes in Tabor are owner-occupied. The vacancy rate is 11%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.

88% of homes in Tabor are primarily heated with natural gas.

FEMA rates Fremont County's overall risk as Very Low, led by hail (Relatively Low). Fremont County had 84 active NFIP flood policies as of September 2026. See the full Fremont County home insurance overview for all FEMA hazard ratings and flood coverage details.

In Iowa, the statewide average premium for a standard HO-3 homeowners policy is $1,342 per year (NAIC, 2023 data).

Key figures

Median home value$204,200
Median year built1958
Owner-occupied share74%
Share of owner-occupied homes with a mortgage66%
Top county hazardHail (Relatively Low)
Active NFIP policies in Fremont County84
Home insurance premium$1,342 - statewide average (NAIC, 2023 data)
Key home insurance figures for Tabor, IA

Nearby towns

Sources

Data last updated: 2026-09-29