HomeInsuranceQts

Home Insurance in Farragut, Iowa

Homes in Farragut carry a median value of $112,100 - 27% lower than the Fremont County median.

The typical home in Farragut was built around 1966. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. About 40% of homes were built before 1960, about 12 points below Fremont County's 52%.

The housing stock in Farragut is 78% single-family homes, 7% apartments in buildings with 5+ units and 2% mobile or manufactured homes. The rest are 2-4 unit or other housing types.

In Farragut, about 51% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.

Farragut has an owner-occupancy rate of 64% and a vacancy rate of 11%; unoccupied homes typically need a different coverage form.

68% of homes in Farragut are primarily heated with natural gas.

FEMA rates Fremont County's overall risk as Very Low, led by hail (Relatively Low). Fremont County had 84 active NFIP flood policies as of September 2026. See the full Fremont County home insurance overview for all FEMA hazard ratings and flood coverage details.

According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Iowa carries a statewide average premium of $1,342 per year.

Key figures

Median home value$112,100
Median year built1966
Owner-occupied share64%
Share of owner-occupied homes with a mortgage51%
Top county hazardHail (Relatively Low)
Active NFIP policies in Fremont County84
Home insurance premium$1,342 - statewide average (NAIC, 2023 data)
Key home insurance figures for Farragut, IA

Nearby towns

Sources

Data last updated: 2026-09-29