Home Insurance in Maynard, Iowa
The median home value in Maynard is $132,100, close to the Fayette County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Maynard was built around 1968. About 45% of homes were built before 1960, about 10 points below Fayette County's 56%.
In Maynard, the housing stock is 86% single-family homes, 8% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
55% of owner-occupied homes in Maynard carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Maynard has an owner-occupancy rate of 78% and a vacancy rate of 3%; unoccupied homes typically need a different coverage form.
75% of homes in Maynard are primarily heated with natural gas.
What's the biggest home insurance risk near Maynard? FEMA's National Risk Index points to hail (Relatively Moderate) in Fayette County and Fayette County had 46 active NFIP flood policies as of September 2026. See the full Fayette County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Iowa is $1,342 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $132,100 |
|---|---|
| Median year built | 1968 |
| Owner-occupied share | 78% |
| Share of owner-occupied homes with a mortgage | 55% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Fayette County | 46 |
| Home insurance premium | $1,342 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)