Home Insurance in New Vienna, Iowa
The median home value in New Vienna is $201,600, 15% lower than the Dubuque County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in New Vienna was built around 1966. About 42% of homes were built before 1960, about 5 points above Dubuque County's 37%.
In New Vienna, the housing stock is 97% single-family homes.
About 50% of owner-occupied homes in New Vienna have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 90% of occupied homes in New Vienna are owner-occupied.
In New Vienna, 79% of homes are primarily heated with natural gas.
What's the biggest home insurance risk near New Vienna? FEMA's National Risk Index points to hail (Relatively Moderate) in Dubuque County and Dubuque County had 93 active NFIP flood policies as of September 2026. See the full Dubuque County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Iowa is $1,342 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $201,600 |
|---|---|
| Median year built | 1966 |
| Owner-occupied share | 90% |
| Share of owner-occupied homes with a mortgage | 50% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Dubuque County | 93 |
| Home insurance premium | $1,342 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)