Home Insurance in Aplington, Iowa
The median home value in Aplington is $147,500, 11% lower than the Butler County median.
The typical home in Aplington was built around 1963. About 47% of homes were built before 1960, about 5 points below Butler County's 52%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
Housing in Aplington breaks down to 85% single-family homes, 6% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
About 54% of owner-occupied homes in Aplington have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 83% of occupied homes in Aplington are owner-occupied. The vacancy rate is 13%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
80% of homes in Aplington are primarily heated with natural gas.
Butler County had 128 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is winter weather (Relatively Low). See the full Butler County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Iowa, the statewide average premium for a standard HO-3 homeowners policy is $1,342 per year (NAIC, 2023 data).
Key figures
| Median home value | $147,500 |
|---|---|
| Median year built | 1963 |
| Owner-occupied share | 83% |
| Share of owner-occupied homes with a mortgage | 54% |
| Top county hazard | Winter Weather (Relatively Low) |
| Active NFIP policies in Butler County | 128 |
| Home insurance premium | $1,342 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)