Home Insurance in Rembrandt, Iowa
The median home value in Rembrandt is $85,800, 46% lower than the Buena Vista County median.
The typical home in Rembrandt was built around 1952. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 59% of homes were built before 1960, about 15 points above Buena Vista County's 45%.
In Rembrandt, the housing stock is 91% single-family homes and 9% apartments in buildings with 5+ units.
In Rembrandt, about 49% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Rembrandt has an owner-occupancy rate of 77% and a vacancy rate of 25%; unoccupied homes typically need a different coverage form.
In Rembrandt, 67% of homes are primarily heated with natural gas.
Buena Vista County had 23 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively Moderate). See the full Buena Vista County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Iowa is $1,342 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $85,800 |
|---|---|
| Median year built | 1952 |
| Owner-occupied share | 77% |
| Share of owner-occupied homes with a mortgage | 49% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Buena Vista County | 23 |
| Home insurance premium | $1,342 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)