HomeInsuranceQts

Home Insurance in Tripoli, Iowa

Homes in Tripoli carry a median value of $120,500 - 45% lower than the Bremer County median.

The typical home in Tripoli was built around 1955. About 55% of homes were built before 1960, about 15 points above Bremer County's 40%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.

Housing in Tripoli breaks down to 85% single-family homes and 3% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.

In Tripoli, about 55% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.

About 87% of occupied homes in Tripoli are owner-occupied. The vacancy rate is 6%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.

In Tripoli, 89% of homes are primarily heated with natural gas.

FEMA rates Bremer County's overall risk as Very Low, led by hail (Relatively Low). Bremer County had 125 active NFIP flood policies as of September 2026. See the full Bremer County home insurance overview for all FEMA hazard ratings and flood coverage details.

According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Iowa carries a statewide average premium of $1,342 per year.

Key figures

Median home value$120,500
Median year built1955
Owner-occupied share87%
Share of owner-occupied homes with a mortgage55%
Top county hazardHail (Relatively Low)
Active NFIP policies in Bremer County125
Home insurance premium$1,342 - statewide average (NAIC, 2023 data)
Key home insurance figures for Tripoli, IA

Nearby towns

Sources

Data last updated: 2026-09-29