Home Insurance in Burnettsville, Indiana
With a median home value of $104,700, Burnettsville is 40% lower than the White County median.
The typical home in Burnettsville was built around 1941. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 69% of homes were built before 1960, about 28 points above White County's 41%.
The housing stock in Burnettsville is 89% single-family homes and 11% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Burnettsville, about 41% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Burnettsville has an owner-occupancy rate of 91% and a vacancy rate of 5%; unoccupied homes typically need a different coverage form.
In Burnettsville, 80% of homes are primarily heated with natural gas.
White County's top FEMA-rated hazard is hail (Relatively Low), per FEMA's National Risk Index. White County had 119 active NFIP flood policies as of September 2026. See the full White County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Indiana, the statewide average premium for a standard HO-3 homeowners policy is $1,259 per year (NAIC, 2023 data).
Key figures
| Median home value | $104,700 |
|---|---|
| Median year built | 1941 |
| Owner-occupied share | 91% |
| Share of owner-occupied homes with a mortgage | 41% |
| Top county hazard | Hail (Relatively Low) |
| Active NFIP policies in White County | 119 |
| Home insurance premium | $1,259 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)