Home Insurance in Vevay, Indiana
The median home value in Vevay is $133,800, 24% lower than the Switzerland County median.
The typical home in Vevay was built around 1971. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 45% of homes were built before 1960, about 20 points above Switzerland County's 24%.
In Vevay, the housing stock is 64% single-family homes, 18% apartments in buildings with 5+ units and 2% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
73% of owner-occupied homes in Vevay carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
The vacancy rate is 7%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 49% of occupied homes in Vevay are owner-occupied.
55% of homes in Vevay are primarily heated with electricity.
FEMA rates Switzerland County's overall risk as Very Low, led by strong wind (Relatively Moderate). Switzerland County had 59 active NFIP flood policies as of September 2026. See the full Switzerland County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Indiana, the statewide average premium for a standard HO-3 homeowners policy is $1,259 per year (NAIC, 2023 data).
Key figures
| Median home value | $133,800 |
|---|---|
| Median year built | 1971 |
| Owner-occupied share | 49% |
| Share of owner-occupied homes with a mortgage | 73% |
| Top county hazard | Strong Wind (Relatively Moderate) |
| Active NFIP policies in Switzerland County | 59 |
| Home insurance premium | $1,259 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)