Home Insurance in Pittsboro, Indiana
With a median home value of $312,800, Pittsboro is close to the Hendricks County median.
The typical home in Pittsboro was built around 2004. About 6% of homes were built before 1960, about 5 points below Hendricks County's 12%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In Pittsboro, the housing stock is 100% single-family homes.
79% of owner-occupied homes in Pittsboro carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 98% of occupied homes in Pittsboro are owner-occupied. The vacancy rate is 2%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Pittsboro - 66% - are primarily heated with natural gas.
Hendricks County's top FEMA-rated hazard is winter weather (Relatively High), per FEMA's National Risk Index. Hendricks County had 161 active NFIP flood policies as of September 2026. See the full Hendricks County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Indiana, the statewide average premium for a standard HO-3 homeowners policy is $1,259 per year (NAIC, 2023 data).
Key figures
| Median home value | $312,800 |
|---|---|
| Median year built | 2004 |
| Owner-occupied share | 98% |
| Share of owner-occupied homes with a mortgage | 79% |
| Top county hazard | Winter Weather (Relatively High) |
| Active NFIP policies in Hendricks County | 161 |
| Home insurance premium | $1,259 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)