Home Insurance in Connersville, Indiana
With a median home value of $106,300, Connersville is 19% lower than the Fayette County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Connersville was built around 1952. About 61% of homes were built before 1960, about 13 points above Fayette County's 48%.
In Connersville, the housing stock is 75% single-family homes, 10% apartments in buildings with 5+ units and 1% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
58% of owner-occupied homes in Connersville carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Connersville has an owner-occupancy rate of 63% and a vacancy rate of 16%; unoccupied homes typically need a different coverage form.
71% of homes in Connersville are primarily heated with natural gas.
FEMA rates Fayette County's overall risk as Very Low, led by tornado (Relatively Moderate). Fayette County had 62 active NFIP flood policies as of September 2026. See the full Fayette County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Indiana is $1,259 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $106,300 |
|---|---|
| Median year built | 1952 |
| Owner-occupied share | 63% |
| Share of owner-occupied homes with a mortgage | 58% |
| Top county hazard | Tornado (Relatively Moderate) |
| Active NFIP policies in Fayette County | 62 |
| Home insurance premium | $1,259 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)