Home Insurance in Ulen, Indiana
The median home value in Ulen is $431,700, 15% higher than the Boone County median.
The typical home in Ulen was built around 1941. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 77% of homes were built before 1960, about 57 points above Boone County's 20%.
In Ulen, the housing stock is 100% single-family homes.
54% of owner-occupied homes in Ulen carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
All occupied homes in Ulen are owner-occupied.
In Ulen, 92% of homes are primarily heated with natural gas.
What's the biggest home insurance risk near Ulen? FEMA's National Risk Index points to hail (Relatively Moderate) in Boone County and Boone County had 178 active NFIP flood policies as of September 2026. See the full Boone County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Indiana is $1,259 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $431,700 |
|---|---|
| Median year built | 1941 |
| Owner-occupied share | 100% |
| Share of owner-occupied homes with a mortgage | 54% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Boone County | 178 |
| Home insurance premium | $1,259 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)