Home Insurance in Bartonville, Illinois
With a median home value of $139,100, Bartonville is 12% lower than the Peoria County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Bartonville was built around 1957. About 58% of homes were built before 1960, about 16 points above Peoria County's 42%.
Housing in Bartonville breaks down to 94% single-family homes, 2% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
In Bartonville, about 52% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 83% of occupied homes in Bartonville are owner-occupied. The vacancy rate is 8%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
87% of homes in Bartonville are primarily heated with natural gas.
Peoria County's top FEMA-rated hazard is tornado (Relatively High), per FEMA's National Risk Index. Peoria County had 363 active NFIP flood policies as of September 2026. See the full Peoria County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Illinois, the statewide average premium for a standard HO-3 homeowners policy is $1,480 per year (NAIC, 2023 data).
Key figures
| Median home value | $139,100 |
|---|---|
| Median year built | 1957 |
| Owner-occupied share | 83% |
| Share of owner-occupied homes with a mortgage | 52% |
| Top county hazard | Tornado (Relatively High) |
| Active NFIP policies in Peoria County | 363 |
| Home insurance premium | $1,480 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)