Home Insurance in Glendale Heights, Illinois
The median home value in Glendale Heights is $261,700, 33% lower than the DuPage County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Glendale Heights was built around 1978. About 5% of homes were built before 1960, about 13 points below DuPage County's 18%.
Housing in Glendale Heights breaks down to 65% single-family homes and 31% apartments in buildings with 5+ units.
In Glendale Heights, about 66% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Glendale Heights has an owner-occupancy rate of 64% and a vacancy rate of 3%; unoccupied homes typically need a different coverage form.
In Glendale Heights, 78% of homes are primarily heated with natural gas.
DuPage County's top FEMA-rated hazard is tornado (Very High), per FEMA's National Risk Index. DuPage County had 3,337 active NFIP flood policies as of September 2026. See the full DuPage County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Illinois, the statewide average premium for a standard HO-3 homeowners policy is $1,480 per year (NAIC, 2023 data).
Key figures
| Median home value | $261,700 |
|---|---|
| Median year built | 1978 |
| Owner-occupied share | 64% |
| Share of owner-occupied homes with a mortgage | 66% |
| Top county hazard | Tornado (Very High) |
| Active NFIP policies in DuPage County | 3,337 |
| Home insurance premium | $1,480 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)