HomeInsuranceQts

Home Insurance in East Hazel Crest, Illinois

Homes in East Hazel Crest carry a median value of $158,300 - 51% lower than the Cook County median.

The typical home in East Hazel Crest was built around 1965. About 41% of homes were built before 1960, about 7 points below Cook County's 49%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.

Housing in East Hazel Crest breaks down to 75% single-family homes and 10% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.

In East Hazel Crest, about 60% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.

East Hazel Crest has an owner-occupancy rate of 62% and a vacancy rate of 17%; unoccupied homes typically need a different coverage form.

In East Hazel Crest, 92% of homes are primarily heated with natural gas.

FEMA rates Cook County's overall risk as Very High, led by winter weather (Very High). Cook County had 11,554 active NFIP flood policies as of September 2026. See the full Cook County home insurance overview for all FEMA hazard ratings and flood coverage details.

In Illinois, the statewide average premium for a standard HO-3 homeowners policy is $1,480 per year (NAIC, 2023 data).

Key figures

Median home value$158,300
Median year built1965
Owner-occupied share62%
Share of owner-occupied homes with a mortgage60%
Top county hazardWinter Weather (Very High)
Active NFIP policies in Cook County11,554
Home insurance premium$1,480 - statewide average (NAIC, 2023 data)
Key home insurance figures for East Hazel Crest, IL

Nearby towns

Sources

Data last updated: 2026-09-29