Home Insurance in McIntyre, Georgia
With a median home value of $68,000, McIntyre is 21% lower than the Wilkinson County median.
The typical home in McIntyre was built around 1966. About 39% of homes were built before 1960, about 18 points above Wilkinson County's 21%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In McIntyre, the housing stock is 76% single-family homes, 1% apartments in buildings with 5+ units and 18% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In McIntyre, about 36% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
The vacancy rate is 10%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 85% of occupied homes in McIntyre are owner-occupied.
In McIntyre, 75% of homes are primarily heated with electricity.
Wilkinson County's top FEMA-rated hazard is hurricane (Relatively Low), per FEMA's National Risk Index. Wilkinson County had 1 active NFIP flood policy as of September 2026. See the full Wilkinson County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Georgia, the statewide average premium for a standard HO-3 homeowners policy is $1,828 per year (NAIC, 2023 data).
Key figures
| Median home value | $68,000 |
|---|---|
| Median year built | 1966 |
| Owner-occupied share | 85% |
| Share of owner-occupied homes with a mortgage | 36% |
| Top county hazard | Hurricane (Relatively Low) |
| Active NFIP policies in Wilkinson County | 1 |
| Home insurance premium | $1,828 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)