Home Insurance in Crawfordville, Georgia
With a median home value of $69,200, Crawfordville is close to the Taliaferro County median.
The typical home in Crawfordville was built around 1959. About 51% of homes were built before 1960, about 17 points above Taliaferro County's 34%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In Crawfordville, the housing stock is 70% single-family homes, 3% apartments in buildings with 5+ units and 23% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
About 17% of owner-occupied homes in Crawfordville have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
The vacancy rate is 26%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 72% of occupied homes in Crawfordville are owner-occupied.
Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. 49% of homes in Crawfordville are primarily heated with natural gas.
What's the biggest home insurance risk near Crawfordville? FEMA's National Risk Index points to hurricane (Very Low) in Taliaferro County and Taliaferro County had 1 active NFIP flood policy as of September 2026. See the full Taliaferro County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Georgia is $1,828 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $69,200 |
|---|---|
| Median year built | 1959 |
| Owner-occupied share | 72% |
| Share of owner-occupied homes with a mortgage | 17% |
| Top county hazard | Hurricane (Very Low) |
| Active NFIP policies in Taliaferro County | 1 |
| Home insurance premium | $1,828 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)