Home Insurance in Conyers, Georgia
The median home value in Conyers is $284,300, close to the Rockdale County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Conyers was built around 1989. About 6% of homes were built before 1960, in line with Rockdale County (6%).
The housing stock in Conyers is 51% single-family homes and 27% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.
About 79% of owner-occupied homes in Conyers have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Conyers has an owner-occupancy rate of 40% and a vacancy rate of 5%; unoccupied homes typically need a different coverage form.
61% of homes in Conyers are primarily heated with electricity.
What's the biggest home insurance risk near Conyers? FEMA's National Risk Index points to tornado (Relatively Moderate) in Rockdale County and Rockdale County had 97 active NFIP flood policies as of September 2026. See the full Rockdale County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Georgia is $1,828 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $284,300 |
|---|---|
| Median year built | 1989 |
| Owner-occupied share | 40% |
| Share of owner-occupied homes with a mortgage | 79% |
| Top county hazard | Tornado (Relatively Moderate) |
| Active NFIP policies in Rockdale County | 97 |
| Home insurance premium | $1,828 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)