Home Insurance in Remerton, Georgia
The typical home in Remerton was built around 1999. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 2% of homes were built before 1960, about 8 points below Lowndes County's 10%.
In Remerton, the housing stock is 15% single-family homes and 53% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.
Almost no owner-occupied homes in Remerton carry a mortgage.
Remerton has an owner-occupancy rate of 1% and a vacancy rate of 13%; unoccupied homes typically need a different coverage form.
97% of homes in Remerton are primarily heated with electricity.
Lowndes County had 388 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hurricane (Relatively Moderate). See the full Lowndes County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Georgia carries a statewide average premium of $1,828 per year.
Key figures
| Median year built | 1999 |
|---|---|
| Owner-occupied share | 1% |
| Share of owner-occupied homes with a mortgage | 0% |
| Top county hazard | Hurricane (Relatively Moderate) |
| Active NFIP policies in Lowndes County | 388 |
| Home insurance premium | $1,828 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)