Home Insurance in Rest Haven, Georgia
The typical home in Rest Haven was built around 1993. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 8% of homes were built before 1960, about 6 points above Gwinnett County's 2%.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Rest Haven is 27% single-family homes and 73% mobile or manufactured homes.
Almost no owner-occupied homes in Rest Haven carry a mortgage.
Rest Haven has an owner-occupancy rate of 47% and a vacancy rate of 42%; unoccupied homes typically need a different coverage form.
87% of homes in Rest Haven are primarily heated with electricity.
Gwinnett County had 1,066 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively High). See the full Gwinnett County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Georgia is $1,828 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median year built | 1993 |
|---|---|
| Owner-occupied share | 47% |
| Share of owner-occupied homes with a mortgage | 0% |
| Top county hazard | Hail (Relatively High) |
| Active NFIP policies in Gwinnett County | 1,066 |
| Home insurance premium | $1,828 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)