Home Insurance in Edge Hill, Georgia
The typical home in Edge Hill was built around 1955. About 82% of homes were built before 1960, about 54 points above Glascock County's 28%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
In Edge Hill, the housing stock is 100% single-family homes.
Almost no owner-occupied homes in Edge Hill carry a mortgage.
About 50% of occupied homes in Edge Hill are owner-occupied. The vacancy rate is 64%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
In Edge Hill, 50% of homes are primarily heated with natural gas.
What's the biggest home insurance risk near Edge Hill? FEMA's National Risk Index points to hurricane (Very Low) in Glascock County and Glascock County has no active NFIP flood policies on file. See the full Glascock County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Georgia carries a statewide average premium of $1,828 per year.
Key figures
| Median year built | 1955 |
|---|---|
| Owner-occupied share | 50% |
| Share of owner-occupied homes with a mortgage | 0% |
| Top county hazard | Hurricane (Very Low) |
| Home insurance premium | $1,828 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)