Home Insurance in Tyrone, Georgia
Homes in Tyrone carry a median value of $470,400 - 8% higher than the Fayette County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Tyrone was built around 2000. About 0% of homes were built before 1960, about 1 point below Fayette County's 1%.
The housing stock in Tyrone is 94% single-family homes and 2% mobile or manufactured homes.
76% of owner-occupied homes in Tyrone carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 89% of occupied homes in Tyrone are owner-occupied.
Most homes in Tyrone - 72% - are primarily heated with natural gas.
Fayette County had 439 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is tornado (Relatively Moderate). See the full Fayette County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Georgia, the statewide average premium for a standard HO-3 homeowners policy is $1,828 per year (NAIC, 2023 data).
Key figures
| Median home value | $470,400 |
|---|---|
| Median year built | 2000 |
| Owner-occupied share | 89% |
| Share of owner-occupied homes with a mortgage | 76% |
| Top county hazard | Tornado (Relatively Moderate) |
| Active NFIP policies in Fayette County | 439 |
| Home insurance premium | $1,828 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)