Home Insurance in Doerun, Georgia
The median home value in Doerun is $133,800, 10% higher than the Colquitt County median.
The typical home in Doerun was built around 1969. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. About 32% of homes were built before 1960, about 14 points above Colquitt County's 17%.
The housing stock in Doerun is 79% single-family homes, 3% apartments in buildings with 5+ units and 11% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
About 36% of owner-occupied homes in Doerun have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Doerun has an owner-occupancy rate of 48% and a vacancy rate of 11%; unoccupied homes typically need a different coverage form.
Most homes in Doerun - 74% - are primarily heated with electricity.
FEMA rates Colquitt County's overall risk as Relatively Low, led by hurricane (Relatively Moderate). Colquitt County had 78 active NFIP flood policies as of September 2026. See the full Colquitt County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Georgia is $1,828 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $133,800 |
|---|---|
| Median year built | 1969 |
| Owner-occupied share | 48% |
| Share of owner-occupied homes with a mortgage | 36% |
| Top county hazard | Hurricane (Relatively Moderate) |
| Active NFIP policies in Colquitt County | 78 |
| Home insurance premium | $1,828 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)