Home Insurance in Du Pont, Georgia
Homes in Du Pont carry a median value of $43,300 - 49% lower than the Clinch County median.
The typical home in Du Pont was built around 1961. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 49% of homes were built before 1960, about 25 points above Clinch County's 24%.
The housing stock in Du Pont is 68% single-family homes and 26% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
14% of owner-occupied homes in Du Pont carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 86% of occupied homes in Du Pont are owner-occupied. The vacancy rate is 24%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
100% of homes in Du Pont are primarily heated with electricity.
FEMA rates Clinch County's overall risk as Very Low, led by hurricane (Relatively Moderate). Clinch County had 53 active NFIP flood policies as of September 2026. See the full Clinch County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Georgia is $1,828 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $43,300 |
|---|---|
| Median year built | 1961 |
| Owner-occupied share | 86% |
| Share of owner-occupied homes with a mortgage | 14% |
| Top county hazard | Hurricane (Relatively Moderate) |
| Active NFIP policies in Clinch County | 53 |
| Home insurance premium | $1,828 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)