Home Insurance in Mangonia Park, Florida
With a median home value of $338,100, Mangonia Park is 24% lower than the Palm Beach County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Mangonia Park was built around 1981. About 9% of homes were built before 1960, about 2 points above Palm Beach County's 8%.
Housing in Mangonia Park breaks down to 41% single-family homes and 26% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.
In Mangonia Park, about 80% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Mangonia Park has an owner-occupancy rate of 32% and a vacancy rate of 20%; unoccupied homes typically need a different coverage form.
Most homes in Mangonia Park - 90% - are primarily heated with electricity.
Palm Beach County's top FEMA-rated hazard is hurricane (Very High), per FEMA's National Risk Index. Palm Beach County had 128,176 active NFIP flood policies as of September 2026. See the full Palm Beach County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Florida, the statewide average premium for a standard HO-3 homeowners policy is $2,779 per year (NAIC, 2023 data).
Key figures
| Median home value | $338,100 |
|---|---|
| Median year built | 1981 |
| Owner-occupied share | 32% |
| Share of owner-occupied homes with a mortgage | 80% |
| Top county hazard | Hurricane (Very High) |
| Active NFIP policies in Palm Beach County | 128,176 |
| Home insurance premium | $2,779 - statewide average (NAIC, 2023 data) |
Nearby towns
- Riviera Beach
- Palm Beach Shores
- Lake Park
- West Palm Beach
- North Palm Beach
- Palm Beach
- Haverhill
- Cloud Lake
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)