Home Insurance in Manalapan, Florida
The median home value in Manalapan is $2,000,000+.
The typical home in Manalapan was built around 1979. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 5% of homes were built before 1960, about 2 points below Palm Beach County's 8%.
Housing in Manalapan breaks down to 67% single-family homes, 28% apartments in buildings with 5+ units and 2% mobile or manufactured homes.
In Manalapan, about 34% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Manalapan has an owner-occupancy rate of 95% and a vacancy rate of 51%; unoccupied homes typically need a different coverage form.
82% of homes in Manalapan are primarily heated with electricity.
Palm Beach County had 128,176 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hurricane (Very High). See the full Palm Beach County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Florida carries a statewide average premium of $2,779 per year.
Key figures
| Median home value | $2,000,000+ |
|---|---|
| Median year built | 1979 |
| Owner-occupied share | 95% |
| Share of owner-occupied homes with a mortgage | 34% |
| Top county hazard | Hurricane (Very High) |
| Active NFIP policies in Palm Beach County | 128,176 |
| Home insurance premium | $2,779 - statewide average (NAIC, 2023 data) |
Nearby towns
- Lantana
- South Palm Beach
- Ocean Ridge
- Boynton Beach
- Lake Worth Beach
- Briny Breezes
- Atlantis
- Gulf Stream
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)