Home Insurance in Juno Beach, Florida
Homes in Juno Beach carry a median value of $803,400 - 80% higher than the Palm Beach County median.
The typical home in Juno Beach was built around 1989. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 4% of homes were built before 1960, about 3 points below Palm Beach County's 8%.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Juno Beach is 21% single-family homes, 69% apartments in buildings with 5+ units and 7% mobile or manufactured homes.
33% of owner-occupied homes in Juno Beach carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Juno Beach has an owner-occupancy rate of 69% and a vacancy rate of 37%; unoccupied homes typically need a different coverage form.
Most homes in Juno Beach - 94% - are primarily heated with electricity.
Palm Beach County's top FEMA-rated hazard is hurricane (Very High), per FEMA's National Risk Index. Palm Beach County had 128,176 active NFIP flood policies as of September 2026. See the full Palm Beach County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Florida carries a statewide average premium of $2,779 per year.
Key figures
| Median home value | $803,400 |
|---|---|
| Median year built | 1989 |
| Owner-occupied share | 69% |
| Share of owner-occupied homes with a mortgage | 33% |
| Top county hazard | Hurricane (Very High) |
| Active NFIP policies in Palm Beach County | 128,176 |
| Home insurance premium | $2,779 - statewide average (NAIC, 2023 data) |
Nearby towns
- North Palm Beach
- Jupiter
- Jupiter Inlet Colony
- Lake Park
- Riviera Beach
- Palm Beach Gardens
- Palm Beach Shores
- Tequesta
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)