Home Insurance in Belleview, Florida
The median home value in Belleview is $210,200, 14% lower than the Marion County median.
The typical home in Belleview was built around 1985. About 10% of homes were built before 1960, about 5 points above Marion County's 5%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Belleview is 55% single-family homes, 4% apartments in buildings with 5+ units and 24% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
About 54% of owner-occupied homes in Belleview have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Belleview has an owner-occupancy rate of 54% and a vacancy rate of 17%; unoccupied homes typically need a different coverage form.
In Belleview, 95% of homes are primarily heated with electricity.
What's the biggest home insurance risk near Belleview? FEMA's National Risk Index points to hurricane (Relatively High) in Marion County and Marion County had 3,673 active NFIP flood policies as of September 2026. See the full Marion County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Florida carries a statewide average premium of $2,779 per year.
Key figures
| Median home value | $210,200 |
|---|---|
| Median year built | 1985 |
| Owner-occupied share | 54% |
| Share of owner-occupied homes with a mortgage | 54% |
| Top county hazard | Hurricane (Relatively High) |
| Active NFIP policies in Marion County | 3,673 |
| Home insurance premium | $2,779 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)