Home Insurance in Marineland, Florida
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Marineland is 40% single-family homes and 60% mobile or manufactured homes.
About 0% of occupied homes in Marineland are owner-occupied.
100% of homes in Marineland are primarily heated with electricity.
What's the biggest home insurance risk near Marineland? FEMA's National Risk Index points to hurricane (Relatively High) in Flagler County and Flagler County had 10,486 active NFIP flood policies as of September 2026. See the full Flagler County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Florida is $2,779 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Owner-occupied share | 0% |
|---|---|
| Top county hazard | Hurricane (Relatively High) |
| Active NFIP policies in Flagler County | 10,486 |
| Home insurance premium | $2,779 - statewide average (NAIC, 2023 data) |
Nearby towns
- Palm Coast
- Beverly Beach
- St. Augustine Beach
- Flagler Beach
- St. Augustine
- Bunnell
- Crescent City
- Pomona Park
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)