Home Insurance in West Park, Florida
With a median home value of $340,600, West Park is 18% lower than the Broward County median.
The typical home in West Park was built around 1961. About 47% of homes were built before 1960, about 36 points above Broward County's 11%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In West Park, the housing stock is 88% single-family homes, 4% apartments in buildings with 5+ units and 2% mobile or manufactured homes.
In West Park, about 72% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
West Park has an owner-occupancy rate of 64% and a vacancy rate of 9%; unoccupied homes typically need a different coverage form.
Most homes in West Park - 94% - are primarily heated with electricity.
What's the biggest home insurance risk near West Park? FEMA's National Risk Index points to hurricane (Very High) in Broward County and Broward County had 227,930 active NFIP flood policies as of September 2026. See the full Broward County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Florida is $2,779 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $340,600 |
|---|---|
| Median year built | 1961 |
| Owner-occupied share | 64% |
| Share of owner-occupied homes with a mortgage | 72% |
| Top county hazard | Hurricane (Very High) |
| Active NFIP policies in Broward County | 227,930 |
| Home insurance premium | $2,779 - statewide average (NAIC, 2023 data) |
Nearby towns
- Pembroke Park
- Hallandale Beach
- Aventura
- North Miami Beach
- Hollywood
- Golden Beach
- Miami Gardens
- Sunny Isles Beach
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)