Home Insurance in Nunn, Colorado
The median home value in Nunn is $348,700, 26% lower than the Weld County median.
The typical home in Nunn was built around 1968. About 43% of homes were built before 1960, about 30 points above Weld County's 12%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In Nunn, the housing stock is 97% single-family homes and 3% mobile or manufactured homes.
67% of owner-occupied homes in Nunn carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
The vacancy rate is 13%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 98% of occupied homes in Nunn are owner-occupied.
88% of homes in Nunn are primarily heated with natural gas.
Weld County's top FEMA-rated hazard is hail (Relatively High), per FEMA's National Risk Index. Weld County had 423 active NFIP flood policies as of September 2026. See the full Weld County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Colorado carries a statewide average premium of $2,492 per year.
Key figures
| Median home value | $348,700 |
|---|---|
| Median year built | 1968 |
| Owner-occupied share | 98% |
| Share of owner-occupied homes with a mortgage | 67% |
| Top county hazard | Hail (Relatively High) |
| Active NFIP policies in Weld County | 423 |
| Home insurance premium | $2,492 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)