Home Insurance in Peetz, Colorado
Homes in Peetz carry a median value of $154,600 - 37% lower than the Logan County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Peetz was built around 1955. About 58% of homes were built before 1960, about 12 points above Logan County's 46%.
The housing stock in Peetz is 93% single-family homes and 7% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Peetz, about 59% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Peetz has an owner-occupancy rate of 89% and a vacancy rate of 13%; unoccupied homes typically need a different coverage form.
Most homes in Peetz - 73% - are primarily heated with propane. Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Logan County's top FEMA-rated hazard is hail (Relatively High), per FEMA's National Risk Index. Logan County had 213 active NFIP flood policies as of September 2026. See the full Logan County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Colorado carries a statewide average premium of $2,492 per year.
Key figures
| Median home value | $154,600 |
|---|---|
| Median year built | 1955 |
| Owner-occupied share | 89% |
| Share of owner-occupied homes with a mortgage | 59% |
| Top county hazard | Hail (Relatively High) |
| Active NFIP policies in Logan County | 213 |
| Home insurance premium | $2,492 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)