Home Insurance in Glendale, California
The median home value in Glendale is $1,102,300, 32% higher than the Los Angeles County median.
The typical home in Glendale was built around 1966. About 42% of homes were built before 1960, in line with Los Angeles County (43%). Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Glendale, the housing stock is 37% single-family homes and 53% apartments in buildings with 5+ units.
About 71% of owner-occupied homes in Glendale have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
The vacancy rate is 7%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 35% of occupied homes in Glendale are owner-occupied.
Most homes in Glendale - 72% - are primarily heated with natural gas.
Los Angeles County's top FEMA-rated hazard is inland flooding (Very High), per FEMA's National Risk Index. Los Angeles County had 12,157 active NFIP flood policies as of September 2026. See the full Los Angeles County home insurance overview for all FEMA hazard ratings and flood coverage details. Flood damage is excluded from a standard homeowners policy.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in California carries a statewide average premium of $1,655 per year.
Key figures
| Median home value | $1,102,300 |
|---|---|
| Median year built | 1966 |
| Owner-occupied share | 35% |
| Share of owner-occupied homes with a mortgage | 71% |
| Top county hazard | Inland Flooding (Very High) |
| Active NFIP policies in Los Angeles County | 12,157 |
| Home insurance premium | $1,655 - statewide average (NAIC, 2023 data) |
Nearby towns
- La Cañada Flintridge
- Burbank
- South Pasadena
- San Marino
- Alhambra
- Sierra Madre
- Monterey Park
- Beverly Hills
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)