Home Insurance in Leslie, Arkansas
Homes in Leslie carry a median value of $104,200 - 5% lower than the Searcy County median.
The typical home in Leslie was built around 1977. About 34% of homes were built before 1960, about 13 points above Searcy County's 20%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
The housing stock in Leslie is 59% single-family homes, 20% apartments in buildings with 5+ units and 10% mobile or manufactured homes. The rest are 2-4 unit or other housing types. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
About 20% of owner-occupied homes in Leslie have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Leslie has an owner-occupancy rate of 48% and a vacancy rate of 24%; unoccupied homes typically need a different coverage form.
Most homes in Leslie - 68% - are primarily heated with electricity. Homes heated with propane and wood can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
What's the biggest home insurance risk near Leslie? FEMA's National Risk Index points to wildfire (Relatively Low) in Searcy County and Searcy County has no active NFIP flood policies on file. See the full Searcy County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Arkansas, the statewide average premium for a standard HO-3 homeowners policy is $1,870 per year (NAIC, 2023 data).
Key figures
| Median home value | $104,200 |
|---|---|
| Median year built | 1977 |
| Owner-occupied share | 48% |
| Share of owner-occupied homes with a mortgage | 20% |
| Top county hazard | Wildfire (Relatively Low) |
| Home insurance premium | $1,870 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)