Home Insurance in Traskwood, Arkansas
The median home value in Traskwood is $197,500, 11% lower than the Saline County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Traskwood was built around 1993. About 11% of homes were built before 1960, about 3 points above Saline County's 7%.
The housing stock in Traskwood is 54% single-family homes and 46% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Traskwood, about 46% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Traskwood has an owner-occupancy rate of 96% and a vacancy rate of 11%; unoccupied homes typically need a different coverage form.
48% of homes in Traskwood are primarily heated with natural gas.
Saline County had 234 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is earthquake (Relatively Low). See the full Saline County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Arkansas carries a statewide average premium of $1,870 per year.
Key figures
| Median home value | $197,500 |
|---|---|
| Median year built | 1993 |
| Owner-occupied share | 96% |
| Share of owner-occupied homes with a mortgage | 46% |
| Top county hazard | Earthquake (Relatively Low) |
| Active NFIP policies in Saline County | 234 |
| Home insurance premium | $1,870 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)