Home Insurance in Trumann, Arkansas
With a median home value of $112,300, Trumann is 9% higher than the Poinsett County median.
The typical home in Trumann was built around 1976. About 12% of homes were built before 1960, about 4 points below Poinsett County's 15%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
Housing in Trumann breaks down to 79% single-family homes, 3% apartments in buildings with 5+ units and 2% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
In Trumann, about 55% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Trumann has an owner-occupancy rate of 52% and a vacancy rate of 14%; unoccupied homes typically need a different coverage form.
In Trumann, 51% of homes are primarily heated with natural gas.
Poinsett County's top FEMA-rated hazard is earthquake (Relatively Moderate), per FEMA's National Risk Index. Poinsett County had 92 active NFIP flood policies as of September 2026. See the full Poinsett County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Arkansas carries a statewide average premium of $1,870 per year.
Key figures
| Median home value | $112,300 |
|---|---|
| Median year built | 1976 |
| Owner-occupied share | 52% |
| Share of owner-occupied homes with a mortgage | 55% |
| Top county hazard | Earthquake (Relatively Moderate) |
| Active NFIP policies in Poinsett County | 92 |
| Home insurance premium | $1,870 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)