Home Insurance in Daisy, Arkansas
The median home value in Daisy is $152,300, 25% higher than the Pike County median.
The typical home in Daisy was built around 1977. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 14% of homes were built before 1960, about 2 points below Pike County's 16%.
In Daisy, the housing stock is 63% single-family homes, 3% apartments in buildings with 5+ units and 34% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
About 44% of owner-occupied homes in Daisy have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Daisy has an owner-occupancy rate of 98% and a vacancy rate of 25%; unoccupied homes typically need a different coverage form.
43% of homes in Daisy are primarily heated with electricity. Homes heated with propane and wood can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Pike County's top FEMA-rated hazard is hail (Relatively Low), per FEMA's National Risk Index. Pike County had 27 active NFIP flood policies as of September 2026. See the full Pike County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Arkansas is $1,870 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $152,300 |
|---|---|
| Median year built | 1977 |
| Owner-occupied share | 98% |
| Share of owner-occupied homes with a mortgage | 44% |
| Top county hazard | Hail (Relatively Low) |
| Active NFIP policies in Pike County | 27 |
| Home insurance premium | $1,870 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)