Home Insurance in East Camden, Arkansas
The median home value in East Camden is $110,400, 8% higher than the Ouachita County median.
The typical home in East Camden was built around 1966. About 24% of homes were built before 1960, about 6 points below Ouachita County's 30%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
The housing stock in East Camden is 55% single-family homes and 1% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
67% of owner-occupied homes in East Camden carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
The vacancy rate is 20%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 46% of occupied homes in East Camden are owner-occupied.
Most homes in East Camden - 58% - are primarily heated with electricity.
What's the biggest home insurance risk near East Camden? FEMA's National Risk Index points to strong wind (Relatively Moderate) in Ouachita County and Ouachita County had 46 active NFIP flood policies as of September 2026. See the full Ouachita County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Arkansas, the statewide average premium for a standard HO-3 homeowners policy is $1,870 per year (NAIC, 2023 data).
Key figures
| Median home value | $110,400 |
|---|---|
| Median year built | 1966 |
| Owner-occupied share | 46% |
| Share of owner-occupied homes with a mortgage | 67% |
| Top county hazard | Strong Wind (Relatively Moderate) |
| Active NFIP policies in Ouachita County | 46 |
| Home insurance premium | $1,870 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)