Home Insurance in Willisville, Arkansas
The typical home in Willisville was built around 1974. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. About 41% of homes were built before 1960, about 24 points above Nevada County's 18%.
The housing stock in Willisville is 65% single-family homes and 34% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
46% of owner-occupied homes in Willisville carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Willisville has an owner-occupancy rate of 98% and a vacancy rate of 8%; unoccupied homes typically need a different coverage form.
Most homes in Willisville - 68% - are primarily heated with natural gas.
FEMA rates Nevada County's overall risk as Very Low, led by hail (Relatively Low). Nevada County had 6 active NFIP flood policies as of September 2026. See the full Nevada County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Arkansas carries a statewide average premium of $1,870 per year.
Key figures
| Median year built | 1974 |
|---|---|
| Owner-occupied share | 98% |
| Share of owner-occupied homes with a mortgage | 46% |
| Top county hazard | Hail (Relatively Low) |
| Active NFIP policies in Nevada County | 6 |
| Home insurance premium | $1,870 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)