Home Insurance in Pyatt, Arkansas
Homes in Pyatt carry a median value of $166,700 - close to the Marion County median.
The typical home in Pyatt was built around 1990. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 35% of homes were built before 1960, about 23 points above Marion County's 13%.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Pyatt is 82% single-family homes and 18% mobile or manufactured homes.
17% of owner-occupied homes in Pyatt carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Pyatt has an owner-occupancy rate of 72% and a vacancy rate of 27%; unoccupied homes typically need a different coverage form.
Most homes in Pyatt - 55% - are primarily heated with propane. Homes heated with propane and wood can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Marion County's top FEMA-rated hazard is earthquake (Relatively Low), per FEMA's National Risk Index. Marion County had 12 active NFIP flood policies as of September 2026. See the full Marion County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
In Arkansas, the statewide average premium for a standard HO-3 homeowners policy is $1,870 per year (NAIC, 2023 data).
Key figures
| Median home value | $166,700 |
|---|---|
| Median year built | 1990 |
| Owner-occupied share | 72% |
| Share of owner-occupied homes with a mortgage | 17% |
| Top county hazard | Earthquake (Relatively Low) |
| Active NFIP policies in Marion County | 12 |
| Home insurance premium | $1,870 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)