Home Insurance in Tuckerman, Arkansas
Homes in Tuckerman carry a median value of $102,500 - close to the Jackson County median.
The typical home in Tuckerman was built around 1971. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 21% of homes were built before 1960, in line with Jackson County (22%).
The housing stock in Tuckerman is 90% single-family homes, 2% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
34% of owner-occupied homes in Tuckerman carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Tuckerman has an owner-occupancy rate of 61% and a vacancy rate of 15%; unoccupied homes typically need a different coverage form.
In Tuckerman, 67% of homes are primarily heated with natural gas.
What's the biggest home insurance risk near Tuckerman? FEMA's National Risk Index points to earthquake (Relatively Moderate) in Jackson County and Jackson County had 153 active NFIP flood policies as of September 2026. See the full Jackson County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
In Arkansas, the statewide average premium for a standard HO-3 homeowners policy is $1,870 per year (NAIC, 2023 data).
Key figures
| Median home value | $102,500 |
|---|---|
| Median year built | 1971 |
| Owner-occupied share | 61% |
| Share of owner-occupied homes with a mortgage | 34% |
| Top county hazard | Earthquake (Relatively Moderate) |
| Active NFIP policies in Jackson County | 153 |
| Home insurance premium | $1,870 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)