Home Insurance in Delaplaine, Arkansas
Homes in Delaplaine carry a median value of $104,700 - 38% lower than the Greene County median.
The typical home in Delaplaine was built around 1990. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 5% of homes were built before 1960, about 7 points below Greene County's 11%.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Delaplaine is 61% single-family homes and 39% mobile or manufactured homes.
About 20% of owner-occupied homes in Delaplaine have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Delaplaine has an owner-occupancy rate of 90% and a vacancy rate of 11%; unoccupied homes typically need a different coverage form.
In Delaplaine, 67% of homes are primarily heated with propane. Homes heated with propane and wood can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Greene County's top FEMA-rated hazard is earthquake (Relatively Moderate), per FEMA's National Risk Index. Greene County had 346 active NFIP flood policies as of September 2026. See the full Greene County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Arkansas carries a statewide average premium of $1,870 per year.
Key figures
| Median home value | $104,700 |
|---|---|
| Median year built | 1990 |
| Owner-occupied share | 90% |
| Share of owner-occupied homes with a mortgage | 20% |
| Top county hazard | Earthquake (Relatively Moderate) |
| Active NFIP policies in Greene County | 346 |
| Home insurance premium | $1,870 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)