Home Insurance in New Stuyahok, Alaska
With a median home value of $82,500, New Stuyahok is 48% lower than the Dillingham Census Area median.
The typical home in New Stuyahok was built around 1990. About 1% of homes were built before 1960, about 5 points below Dillingham Census Area's 6%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In New Stuyahok, the housing stock is 90% single-family homes and 3% apartments in buildings with 5+ units.
About 6% of owner-occupied homes in New Stuyahok have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
New Stuyahok has an owner-occupancy rate of 64% and a vacancy rate of 9%; unoccupied homes typically need a different coverage form.
Most homes in New Stuyahok - 92% - are primarily heated with fuel oil. Homes heated with fuel oil and wood can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Dillingham Census Area had 2 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is earthquake (Relatively Low). See the full Dillingham Census Area home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
In Alaska, the statewide average premium for a standard HO-3 homeowners policy is $1,216 per year (NAIC, 2023 data).
Key figures
| Median home value | $82,500 |
|---|---|
| Median year built | 1990 |
| Owner-occupied share | 64% |
| Share of owner-occupied homes with a mortgage | 6% |
| Top county hazard | Earthquake (Relatively Low) |
| Active NFIP policies in Dillingham Census Area | 2 |
| Home insurance premium | $1,216 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)