Home Insurance in Haleburg, Alabama
With a median home value of $205,000, Haleburg is 27% higher than the Henry County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Haleburg was built around 1973. About 33% of homes were built before 1960, about 15 points above Henry County's 17%.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Haleburg is 82% single-family homes and 18% mobile or manufactured homes.
About 37% of owner-occupied homes in Haleburg have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Haleburg has an owner-occupancy rate of 87% and a vacancy rate of 11%; unoccupied homes typically need a different coverage form.
In Haleburg, 89% of homes are primarily heated with electricity.
Henry County's top FEMA-rated hazard is hurricane (Relatively Moderate), per FEMA's National Risk Index. Henry County had 28 active NFIP flood policies as of September 2026. See the full Henry County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Alabama, the statewide average premium for a standard HO-3 homeowners policy is $1,906 per year (NAIC, 2023 data).
Key figures
| Median home value | $205,000 |
|---|---|
| Median year built | 1973 |
| Owner-occupied share | 87% |
| Share of owner-occupied homes with a mortgage | 37% |
| Top county hazard | Hurricane (Relatively Moderate) |
| Active NFIP policies in Henry County | 28 |
| Home insurance premium | $1,906 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)